How Can I Help You?
At my Reno law firm, Kevin M. Berry, Attorney at Law, I handle a range of personal injury, workers’ compensation and insurance issues. Read on to learn how I may be able to assist you.
Auto And Commercial Truck Accidents
If you are injured in a passenger vehicle accident or a commercial truck accident because of someone else’s carelessness, you are entitled to be compensated for your medical and other treatment bills, for your future medical care, and for your loss of quality of life, called “general damages.” If you have lost work or are unable to work because of your injuries, you are entitled to recover for that as well. In Nevada, a person can still recover damages even though the accident may have been partially their fault.
What To Do If You Are Involved In A Car Accident
It is important to know ahead of time what you should do if you are injured in a car accident. Read my page to learn what you need to do after an accident with a car or truck so you can be prepared.
Don’t Settle For Less Than You Deserve
It is important to know the extent of your injuries and their future consequences before you settle your personal injury claim. Many injuries can leave serious, permanent damage. The other driver’s insurance company is interested only in settling the case for as little as it can, and it is not concerned about your injuries or their future consequences. Talk to a lawyer before you sign or agree to anything.
Insurance Bad Faith
Your auto and health insurers have a legal and contractual obligation to treat you fairly and in good faith. Because insurers are profit-oriented businesses, they will often place their interests ahead of the people they insure. If you feel you have been treated unfairly by your insurance company, you may have a claim of bad faith against your insurance company. Pursuing a bad faith claim against your insurer can be quite difficult, expensive and time-consuming, and you will need the assistance of a lawyer with experience handling these claims.
Examples of insurance bad faith can be:
- Denying or delaying payments to the policyholder
- Not providing a valid reason for denial of a claim
- Not doing a fair and thorough investigation before denying the claim.
These types of insurance bad faith claims can arise in the context of a personal injury claim with an auto insurer or a claim for benefits under your own health insurance.
Health Insurance Disputes
Health insurance companies are no different from auto insurers in the sense that they are profit-oriented businesses. Health insurance can be either private individual health insurance purchased by the policyholder or a group health insurance provided by the employer as part of an employee benefits package. Group health insurance is governed under the Employee Retirement Income and Securities Act (ERISA). ERISA laws make it more difficult to pursue a traditional bad faith claim, and because of this, many group health insurers routinely deny legitimate claims. If your group health insurance claim has been wrongfully denied, you should contact a lawyer to help you with the appeals process.
If you have an individual health policy, a bad faith claim is not governed by federal ERISA law, and the health insurer has a traditional legal obligation to treat the policy holder in good faith, just as an auto insurer does. If you have an individual health care policy and feel you have been treated unfairly, please contact me right away, so that you can understand the benefits you are entitled to. I have represented individuals in bad faith disputes in the Reno area for over 30 years and have won significant settlements in cases involving insurance bad faith.
Nevada Workers’ Compensation
If you are injured at work, regardless of fault on your part, you can make a claim for worker’s compensation through your employer’s industrial insurance. I can help people in nearly any job or industry. I know how to handle the insurance company and how to fight for the benefits you deserve.
Business owners have an obligation to make their premises safe for guests, patrons and others on their property. If the owner is aware of a hazardous condition, they must take a step to correct this condition in order to prevent injury. The business owner is not an insurer of the customer’s safety, so simply being injured at someone’s business does not mean you are automatically entitled to recover damages. You must prove that the business owner had knowledge of the dangerous condition that caused your injury and failed to take a step to correct the condition. These types of claims are usually defended vigorously, and you will need an attorney with experience in this area to assist you.