Know Your Rights After A Car Accident
Car accidents are so common that insurance industry estimates state that a person has a car accident once every 18 years. Therefore, it is important to know ahead of time what you should do if you are injured in a car accident.
I am attorney Kevin M. Berry, and I have more than 30 years of experience in this area of law. Please see the content below and contact me if you have been in an accident.
Steps To Take In The Event Of A Vehicle Accident In Nevada
1. If you are injured, be sure that the police respond to the accident so that there is an accident report. If the police do not respond to the accident, a report can be filed at the police station after the accident. Be sure to get information concerning the identity and address of the at-fault driver, including his insurance information. It is important to get witness statements and witness information and addresses, which will make it far easier to establish liability. Do not admit liability on your part. If the other driver is cited by the police, this will also help to establish liability. It is a good idea to get pictures of the vehicles involved in the accident if you can, as the police may not take pictures in connection with the accident report.
2. If you are injured, seek medical attention immediately. If there is a delay in seeking treatment after an accident, the insurance company will always use this against you. Be sure to follow up with your doctors and keep your appointments. It is a good idea to keep track of your medical and other expenses that you incur and to keep a journal detailing the personal problems the incident has caused. Do not post information about the accident or your injuries on social networking sites, as the insurance company may have access to your posts. It is important to get photographs of your injuries before they heal.
3. Do not give any statements, recorded or otherwise, to the insurance company. Any statements you make concerning your accident or your injuries can and will be used against you by the insurance company. If I am hired as your attorney, the insurance company will work directly with me, so you can focus more on healing than on your legal case. If the insurance company requires a statement from you, it will be done in my presence and at my office.
4. If you have private health insurance or health insurance through your employer, be sure to give the hospital and your treating doctors this insurance information. Do not list the other driver’s auto insurance as the “responsible party” or “primary payer.” Even though your medical bills may have been paid by other insurance or another source, the auto insurer for the at-fault driver is still responsible for paying your medical bills if they were caused by the accident. If you have medical payments coverage under your auto policy, you can submit bills for payment under this coverage. It may be best to have the med-pay coverage cover your co-pays and other out-of-pocket expenses not covered by your health insurance, depending on the amount of med-pay coverage you have.
I Can Help You Through This Confusing Time
I know that you have many things on your mind after an accident. Let me handle the insurance company for you and pursue the compensation you need. For a free consultation, call Kevin M. Berry, Attorney at Law, in Reno at 775-391-4727 or contact me online.